Home Owner´s Insurance... covers your house in the events of:

- Fire

- Explosion

- Lightning

- Storm

- Hail

- Robbery

- Vandalism after break-in

- Theft or attempted theft

- Escaped water from any fixed appliance, pipe or tank

- Collision by vehicles or aircraft & lost luggage or lost parts by aircrafts

- Glass breakage

- The structure of your home and any permanent fixtures and
fittings such as kitchen units and bathroom suites. It also includes cover
for garages and other domestic outbuildings, walls, gates, and fences as well
as drives, paths, patios, and terraces at the home.

We shall build an insurance coverage especially for your needs,
one of the many extras available to be included is:

-Hotel costs in the event that your house becomes uninhabitable because of fire or water damages

- Additional travel expenses in the event you have to return home early because an insured risk has happened

Natural hazards are not part of the insurance and must be included separately, these are defined as:

- flooding of property

- Backwater

- Earthquake

- Landslide

- Avalanche

- Eruption